We cover a range of medical conditions...

Please see our policy wording for full details.


As common as Asthma is, it is very important to have the right travel insurance as it may be linked to other respiratory problems.

High Blood Pressure

Whether it's high blood pressure or a form of heart disease, we'll do everything we can to find you the right cover.


Whether you have type 1 or type 2 diabetes, it is important to declare all medical conditions enabling you to travel with confidence.


If you're living with Epilepsy and are looking to travel with peace of mind, our travel insurance is for you!

Are you planning to travel more than once? Buy an Annual Multi-Trip policy today!

Travel Insurance with Medical Conditions

Medical cover is one of the most important aspects of a travel insurance policy. While abroad, the last thing you want to be doing is paying out for medical costs in the event of illness or injury. Furthermore pre-existing medical conditions are illnesses or conditions which have occurred prior to you taking out your policy. It is very important to declare any pre-existing medical conditions when purchasing travel insurance as this could effect your premium and also any potential claim.

Emergency Medical and Repatriation Expenses £10m £15m £20m
Cancellation £1,000 £3,000 £5,000
Curtailment (cutting your trip short) £1,000 £3,000 £5,000
Baggage £1,000 £2,000 £3,000
Personal Money £500 £750 £1000
Personal Accident
Missed Departure £750 £1,000 £1,500
Missed Connection £250 £750 £1,000
Personal Liability £2m £2m £2m
Legal Costs and Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,000 £2,500 £2,500
End Supplier Failure Nil £2,500 £2,500

+ much more!

Optional Add-ons

Winter Sports

Cruise Cover

Enhanced Covid-19 Cover

Enhanced Gadget Cover

Excess Waiver

Wedding Cover

Rental Vehicle Excess Waiver

Golf Cover

For full details of what is covered, please see the Policy Wording. Terms and conditions apply

Travel Insurance from Oasis

Winter Sports Travel Insurance

Great value cover for a range of activities including lost, damaged or stolen ski equipment and piste closure.

Cruise Travel lnsurance

Cruise cover whether you are a family or couple, including missed port, cabin confinement and personal baggage.

Family Travel Insurance

Reliable travel insurance for your family, leaving you one less thing to worry about organising for the annual holiday.

At Oasis Insurance we cover most pre-existing medical conditions, however we understand there are more serious conditions which we cannot provide cover for. The Money and Pensions Service (MaPS) has launched a directory listing other companies which may be able to help you. For more information you can click here or call 0800 138 7777.

Tips and Guides

Here you'll find our collection of tips and guides, combining our knowledge and experience in one place.

Frequently Asked Questions

Here are some questions our customers ask.

Travel insurance is designed to cover certain financial risks and losses which can occur while traveling. The losses can be minor such as delayed baggage or more significant such as a medical emergency. Either way having travel insurance helps mitigate such risks and not leave you out of pocket. Please see our policy wording for a full list of what is and is not covered on our travel insurance policies.

Oasis Insurance offers 3 different types of travel insurance policies; Single Trip, Annual Multi-Trip and Backpackers. A policy will usually cover the following:

  • Emergency Medical & Repatriation
  • Cancellation
  • Curtailment (cutting short your trip)
  • Personal Accident
  • Personal Possessions
  • Baggage Delays
  • Missed Departure/Connection
  • Travel Delay
  • Personal Liability
  • Financial Failure Cover

Additional optional add-ons include;

  • Winter Sports Cover
  • Cruise Cover
  • Golf Cover
  • Wedding Cover
  • Rental Vehicle Excess Waiver
  • Enhanced Covid-19 Cover

As with all policies, please check your policy wording for full details on what is and is not covered.

Essentially if you are taking more than one trip within a year an Annual Multi-Trip may be more suitable. If you are only taking one trip a Single Trip policy may be more suitable.

To better understand the risks in a particular country, security, entry requirements or more recently advice around covid-19, please visit the Foreign Travel Advice section on the UK Government website. The website operates a handy search function, or alternatively you can scroll to the country you are visiting. A link can be found here.

Oasis Insurance has the motto, “Simple insurance, there for you in your time of need.” At Oasis, we do not only offer a range of different cover options to suit a number of different holidays, we offer the flexibility to choose the cover which best suits you. Our aim is to put customers first and build a brand on customer loyalty and trust, but ensuring we are there for our customers at a time of need.

As with purchasing any insurance policy, it is very important to be as open and honest as possible to ensure you are fully covered. Pre-existing medical conditions are certainly no different and it is important you fully declare everything when applying for your travel insurance policy. If you do not, you will not be covered for anything which arises from, related to or has been caused by your pre-existing medical conditions.

For details on how to make a claim, please visit our claims page here.

For details on how to contact Oasis Insurance, please visit our contact us page here.

Please see our dedicated COVID-19 FAQs here